Privacy Policy
Your Privacy Matters: SplitXpense is designed with privacy at its core. All your expense data stays on your device, and we never store your personal financial information on our servers.
Introduction
SplitXpense ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application SplitXpense (the "App").
Information We Collect
Information You Provide
- User Profile Information: Name, email address (optional)
- Expense Data: Receipt images, expense amounts, descriptions, categories
- Group Information: Group names, member information
- Payment Information: Payment status and settlement data
Information Collected Automatically
- Device Information: Device type, operating system version
- App Usage Data: Feature usage, crash reports, performance metrics
- Camera and Photo Library Access: Only when you choose to scan receipts or select images
- AI Processing: Receipt images are sent to Google Gemini AI for text extraction using your personal API key
Information We Do NOT Collect
- Personal Financial Information: We do not collect or store bank account details, credit card numbers, or other sensitive financial data
- Location Data: We do not collect your precise location
- Third-Party Data: We do not collect information from third-party sources
- Cloud Storage: We do not sync or store your data in the cloud
- Push Notifications: We do not send push notifications
How We Use Your Information
Primary Uses
- App Functionality: To provide expense tracking and bill splitting features
- Receipt Processing: To scan and extract information from receipt images using Google Gemini AI with your API key
- Group Management: To manage expense groups and member relationships
- Payment Tracking: To track payment status and settlements
Google Gemini AI Integration
Important: When you scan receipts, the images are processed by Google Gemini AI using your personal API key. This means:
- You control your own Google Gemini API key
- Receipt processing happens through your direct relationship with Google
- We do not have access to your API key or the processed data
- You can revoke or change your API key at any time
Data Storage and Security
Local Storage Priority
- Primary Storage: All your data is stored locally on your device
- Core Data: We use Apple's Core Data framework for secure local storage
- Encryption: Data is encrypted using iOS system encryption
- No Cloud Sync: We do not sync your data to iCloud or any cloud service
Security Measures
- Device Security: We rely on your device's built-in security features
- No Server Storage: We do not store your data on our servers
- Secure Transmission: Any data transmission uses industry-standard encryption
Data Sharing and Disclosure
We Do NOT Share Your Data
- No Third-Party Sharing: We do not sell, rent, or share your personal information with third parties
- No Advertising: We do not use your data for advertising purposes
- No Analytics: We do not share usage data with analytics companies
Limited Exceptions
- Legal Requirements: We may disclose information if required by law
- App Store: Basic usage statistics may be shared with Apple for App Store analytics
- Your Consent: We will only share data with your explicit consent
Your Rights and Choices
Data Control
- Access: You can view all your data within the app
- Modification: You can edit or delete your expense data at any time
- Export: You can export your data from the app
- Deletion: You can delete the app to remove all local data
App Permissions
- Camera: Required for receipt scanning (can be disabled in device settings)
- Photo Library: Required for selecting receipt images (can be disabled in device settings)
Children's Privacy
- Age Requirement: Our app is not intended for children under 13
- No Collection: We do not knowingly collect personal information from children under 13
- Parental Control: If you are a parent and believe your child has provided us with information, please contact us
International Users
- Local Storage: Your data remains on your local device
- No International Transfer: We do not transfer data internationally
- Local Laws: We comply with applicable local privacy laws
Your GDPR Rights (EU Users)
If you are in the European Union, you have the following rights:
- Right to Access: Request a copy of your personal data
- Right to Rectification: Request correction of inaccurate data
- Right to Erasure: Request deletion of your personal data
- Right to Portability: Request transfer of your data to another service
- Right to Object: Object to processing of your personal data
- Right to Restriction: Request restriction of processing
Limitation of Liability
Important Disclaimer: SplitXpense is provided "as is" without any warranties or guarantees. We are not responsible or liable for:
- App Functionality: Any malfunctions, crashes, or failures of the app
- Data Loss: Loss of expense data, receipts, or any information stored in the app
- AI Processing Errors: Inaccuracies in receipt scanning or text extraction by Google Gemini AI
- Financial Decisions: Any financial decisions made based on app calculations or data
- Third-Party Services: Issues with Google Gemini AI or other integrated services
- Device Compatibility: Compatibility issues with your device or operating system
- User Error: Mistakes in data entry or expense management
Users are responsible for backing up important data and verifying all financial calculations independently. Always double-check expense calculations and payment settlements before making financial transactions.
Changes to This Privacy Policy
- Updates: We may update this Privacy Policy from time to time
- Notification: We will notify you of any material changes through the app
- Continued Use: Your continued use of the app constitutes acceptance of updated policies
Last Updated: July 27, 2025
SplitXpense Privacy Policy v1.0
This privacy policy is effective as of the release date and applies to all users of the SplitXpense mobile application.